How to Disable Apple Pay on a Lost/Stolen iPhone

Apple pay is simply a mobile payment and digital wallet service by Apple Inc. This allows users to make payments in person, in iOS apps, and on the web using Safari. It is supported on the iPhone, Apple Watch, iPad, and Mac.

In situations of stolen gadgets, asides the worry on the cost of replacing the gadget, there's the huge worry on losing personal information that aren't backed up as well as the fear of having your personal information in the hands of a total stranger who obviously doesn't mean well- Information such as the credit or debit cards you've added to Apple Pay. 

However, the odds of someone knowing your passcode to approve a purchase (let alone being able to mimic your fingerprint or trick facial recognition) is slim, it's also a good idea to be proactive and disable Apple Pay until your device is safely back in your hands or on your wrist. 

There are two ways you can go about suspending or removing Apple Pay from a lost device, and I'd show you both methods below, starting with using Apple's Find My service.

Turn off Apple Pay by opening the Find My app on another one of your Apple devices or by visiting iCloud.com/find and sign in with your Apple ID. 

Select the device you lost, then click or tap Activate under the Lost Mode section. Enter a lock screen message that includes a way to get a hold of you. With Lost Mode turned on, any cards you've added to Apple Pay will be suspended. To be clear, your physical cards will still work, the only thing being suspended by doing this is the ability to use Apple Pay on your device. 

Once you get your device back and enter your passcode, Apple Pay will be reactivated and you can use it again.

Alternatively, you can use the Apple ID account page to remove cards from your Apple Pay account on a specific device. This is helpful if you've lost a device and are changing your Apple ID password, or if you just want to remove cards from a device without activating lost mode. Here's what you need to do: 

Go to the Apple ID support page and sign in to your account. Scroll down to the devices section and click on the Apple device you want to remove your payment information from. You can also see which devices are linked to your Apple ID and have Apple Pay setup thanks to the Apple Pay logo just below the device name. Click Remove all cards and then confirm your decision when prompted. 

Your cards will be removed from your device and any chance of a purchase being processed will be prevented. You can re-add the cards once you get the device back.

Hope you find this easy and helpful.